Never underestimate the power of a simple idea executed well.

一个好的算法就像一把调好的乐器，从混乱中产生和谐。

过去从未消逝，它甚至还未过去。

The purpose of business is to improve the lives of others through innovation and value creation.

金融体系的稳定性取决于创新与监管之间的平衡。