银行业本质上是脆弱的，因为它涉及将流动负债转化为非流动性资产。

"The truth is always ugly."

If you desperately need a job， you are just another problem for a boss； if you can solve many of the problems the boss has right now， you are hired. To be hired， think like your boss.

管理的主要目标应该是确保雇主的最大繁荣，同时确保每位员工的最大繁荣。