孔子说：“我想不说话。”子贡说：“您如果不说话，谁教我们呢？”孔子说：“天说过什么？天不说话，照样四季运行，百物生长，天说过什么？”

创新是银行业未来的关键。我们必须拥抱科技以保持竞争力。

I treat it like every day is a new challenge, and I’ve got to get better every day.

"Maybe you can afford to wait. Maybe for you there’s a tomorrow. Maybe for you there’s one thousand tomorrows, or three thousand, or ten, so much time you can bathe in it, roll around it, let it slide like coins through your fingers. So much time you can waste it. But for some of us there’s only today. And the truth is, you never really know."