Aim to die broke. Give to your beneficiaries before you die; it’s more fun and useful. Spend it all. Your last check should go to the funeral home and it should bounce. 
Look, if you had one shot, or one opportunity to seize everything you ever wanted in one moment, would you capture it or just let it slip?
最重要的是享受你的生活——要快乐——这才是最重要的。
Every morning upon waking, strive to be wiser than you were the day before.