Don’t wait for the perfect moment; take the moment and make it perfect.
不要等待完美的时机,现在就是最好的时机。
And if you take Warren Buffett and watched him with a time clock, I would say half of all the time he spends is sitting on his ass and reading. And a big chunk of the rest of the time is spent talking one on one either on the telephone or personally with highly gifted people whom he trusts and who trust him. In other words, it looks quite academic, all this worldly success.
When you lend somthing pretend you are gifting. If it is returned, you'll be surprised and happy