金融科技正在重塑银行业态，我们必须主动拥抱变革，而不是被动等待被改变。

译文：有道义的财物可以去谋取，没有道义的钱不能强求。赏析：君子爱财，取之有道。赚钱不可耻，但要走正道。那些来路不正的意外之财莫贪，人要是贪小便宜，终究会吃大亏的。

我们想要的未来必须被发明出来，否则我们将得到一个我们不想要的未来。

Quality is not an end in itself; it is a means to an end.

The Vietnamese people deeply love independence, freedom, and peace. But in the face of a threat to their country's independence and freedom, the Vietnamese people would rather sacrifice everything to defend their homeland.

Psychology must be based on direct experience and introspection.