Watch your thoughts, for they become words. Watch your words, for they become actions. Watch your actions, for they become habits. Watch your habits, for they become your character. And watch your character, for it becomes your destiny. What we think, we become.

The individual investor should act consistently as an investor and not as a speculator.

Setting goals is the first step in turning the invisible into the visible.

Time does not exist. For the river, there is only the present moment—no past, no future.