不要借贷消费，唯一值得借贷只有一种情况，购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失，不要因债致贫。
Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
The people are the roots of the revolution. Without the people, the revolution cannot succeed.
译文：人要是失足犯错就会成为千古的遗恨，再回头时发现已经物是人非事事休。赏析：是感情的动物，常常会因为某些原因，做出令人懊恼悔恨的事。每一个错误，都要付出惨痛的代价。错误越大，代价越惨痛。做了错事，良心不安，别人痛苦，自己更痛苦。
In business, if you're not moving forward, you're falling behind.