不要借贷消费，唯一值得借贷只有一种情况，购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失，不要因债致贫。
Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
人类的大脑天生就寻求模式并建立联系，即使这些模式并不存在。
能源危机是一个可以解决的问题——如果我们现在行动的话。
"We need to think about AI not just as a technology, but as a societal challenge."
