不要借贷消费，唯一值得借贷只有一种情况，购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失，不要因债致贫。
Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
多样化是对无知的对冲。
没有优秀的人才，你就无法成为伟大的领导者。
译文：在激流中屹立的柱石，力挽狂澜，具有天才，建立伟大的功业，把百姓从苦难中拯救出来，使国家的命运如同磐石般稳固，不是大英雄不能担当这样的重任。
Personality changes more during your 20s than at any other time in life.
The city is about intensity, concentration, and diversity.