不要借贷消费，唯一值得借贷只有一种情况，购买房产这种交换价值极有可能增加的东西。大多数东西的交换价值从你购买的那一刻就会开始减少或消失，不要因债致贫。
Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
Innovation often comes from rethinking the ordinary.
用智慧的眼光看待世界。
历史不仅仅是坏人做坏事的故事，也是好人无所作为的故事。
成功不是幸福的关键。幸福才是成功的关键。