Your present state determines your future.

最大的挑战是在一个试图让你和别人一样的世界里做自己。

经济周期的福利成本并非周期本身，而是个体无法随时间平滑消费的能力。

On morals: "The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That's approaching evil."

建筑不是关于建筑师，而是关于使用它的人。