Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

我明白了人生苦短，必须快乐。

You have to take the opportunities when they come along.

"La literatura es el último refugio de la humanidad en un mundo cada vez más deshumanizado."

一个简单的想法，要认真对待。