银行的关键功能是将非流动性资产转化为流动性负债。
Sometimes the most ordinary things can be made extraordinary.
创新不仅仅是技术问题;它关乎改变思维方式和创造新的可能性。
Success is not about the destination, it's about the journey.
Banking is inherently fragile because it involves transforming liquid liabilities into illiquid assets.