Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

个体总是不得不努力，以免被部落淹没。

The most sustainable building is the one that is loved.

我不害怕把想法推向极端。