If you're competitor-focused， you have to wait until there is a competitor doing something. Being customer-focused allows you to be more pioneering.

最好的领导者是那些能够赋能他人去领导的人。

Banking 4.0时代，数据就是新的石油，算法就是新的引擎。

上帝赋予我看到连接数学不同部分的类比的能力。