The poor don’t fail to save because they don’t want to—they can’t.
Adaptability is what separates successful businesses from the rest.
Where returns are concerned, time is your friend. But where costs are concerned, time is your enemy.
在回报方面，时间是你的朋友。但在成本方面，时间是你的敌人。
Mental phenomena are best understood in terms of their functions.
金钱会说话，但我的一直只会说再见。
The best fruits come from patience, care, and respect for nature's timing.