Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
君子安详而不傲慢,小人傲慢而不安详。
只有那些渴望自由的人才能拥有自由。