Financial innovation should be based on customer needs, not innovation for its own sake.

写作是为了对抗沉默与遗忘。

Never stop learning; the day you think you know it all is the day you start falling behind.

Life is not what one lived, but what one remembers and how one remembers it in order to recount it.

写作是面对过去的幽灵和未来的不确定性。