I don’t let negativity affect me, I let it motivate me.

And we also suck in messages from everything from the television, to advertising, to marketing, etc. These are hugely powerful forces that define what we want and how we view ourselves. When we're told that banking is a very respectable profession, a lot of us want to go into banking. When banking is no longer so respectable, we lose interest in banking. We are highly open to suggestion.

创新不仅仅是技术的问题；它关乎我们思考和运营方式的改变。

I'm not afraid to take a stand. Everybody come take my hand. We'll walk this road together, through the storm. Whatever weather, cold or warm.