The essence of e-commerce is retail, and the essence of retail is efficiency.

金融创新要坚守风险底线，不能以创新之名行规避监管之实。

Ignorance is the root and stem of all evil.

The price of reliability is the pursuit of the utmost simplicity.

爱的奥秘比死亡的奥秘更伟大。

我是一个形式主义者。