Financial crises are not acts of God. They are caused by human actions and can be prevented by human actions.

译文：谦虚的人常常反思自己的过错，骄傲的人经常议论别人的错误。赏析：静坐常思己过，闲谈莫论人非，是做人的基本准则。人无完人，每个人都有这样或那样的缺点，我们要有容纳世间万物的胸怀。

君子的本性跟一般人没什么不同，（只是君子）善于借助外物罢了。

The duty of the Government is to leave commerce to its own capital and credit as well as all other branches of business.