Risk management is not about eliminating risk but about understanding and managing it effectively.
风险管理不是消除风险，而是有效地理解和管理风险。
The poor are not irrational; they are just as rational as anyone else, but they operate under very different constraints.
We must invest in the future, not just exploit the present.
"The more you know, the more you can create. The more you can create, the more you can express."