创新不仅仅是关于新想法，而是以创造真正价值的方式去执行它们。

Now, I am not going to stand here and tell you that failure is fun. That period of my life was a dark one, and I had no idea that there was going to be what the press has since represented as a kind of fairy tale resolution. I had no idea then how far the tunnel extended, and for a long time, any light at the end of it was a hope rather than a reality.

银行家要有企业家的思维。

发展过程简单来说就是：在每一代中，两个亲本性状都会出现，分离且不变。