Challenges are opportunities to innovate and grow.
挑战是创新和成长的机遇。
Think like a novice user when making products.
金融科技的关键不是技术本身，而是技术与金融场景的深度融合。
Science is not only a discipline of reason but also one of romance and passion.
The most successful brands don't follow trends, they create movements.
商业成功来自预见变化，而不仅仅是对变化做出反应。
未来的竞争是产业链的竞争，企业必须构建生态协同优势。