创新不仅仅是创造新事物;它关乎改进已有的事物。
Innovation is not just about creating something new; it's about improving what already exists.
创新是银行业可持续发展的关键。
The first fruit of this imagination—and the first lesson of the social science that embodies it—is the idea that the individual can understand his own experience and gauge his own fate only by locating himself within his period, that he can know his own chances in life only by becoming aware of those of all individuals in his circumstances.