政策规则优于自由裁量，因为它们消除了时间不一致性问题。

The most important thing in banking is to maintain public trust.

当你相信自己并且永不放弃梦想时，成功就会到来。

"La memoria es el único paraíso del que no podemos ser expulsados."

采矿业有能力改变社区，但前提是我们必须负责任地去做。

银行家的价值不在于管理多少资产，而在于创造多少社会价值。

"You can't manage what you can't measure."

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.