金融监管要与时俱进，既要鼓励创新，又要防范风险。
Financial supervision should keep pace with the times, encouraging innovation while preventing risks.
Never give up on your dreams, no matter how impossible they may seem.
The success of an enterprise depends not only on technology but also on a deep understanding of the market and quick responses.
直到故事发生了最坏的转折，它才算结束。
A good statistical analysis should not only answer the questions posed but also raise new questions.
一个好的统计分析不仅应该回答提出的问题，还应该提出新的问题。