设计良好的存款保险制度可以防止银行挤兑，同时不会造成过度的道德风险。
A well-designed deposit insurance system can prevent bank runs without creating excessive moral hazard.
The best way to learn a new programming language is by writing programs in it.
True success comes when your work makes a positive difference in people's lives.
The world is full of stories, but the stories are all one.
Quality ingredients are the foundation of great baking; never compromise on them.