监管应侧重于减少挤兑的可能性，而不仅仅是防止破产。
Regulation should focus on reducing the likelihood of runs, not just preventing failures.
The past is not dead; it is not even past.
预测未来的最好方法就是去发明它。
When people are faced with a problem, they often think in terms of past experiences rather than looking at the actual structure of the problem.
全人类...都是平等和独立的，没有人应该侵犯他人的生命、健康、自由或财产。
信任是通过透明度和始终如一的承诺兑现而赢得的。