Incentives matter because they guide behavior in predictable ways.
激励很重要,因为它们以可预测的方式引导行为。
We've done price elasticity studies, and the answer is always that we should raise prices. We don't do that, because we believe -- and we have to take this as an article of faith -- that by keeping our prices very, very low, we earn trust with customers over time, and that that actually does maximize free cash flow over the long term.
世界充满苦难,但也充满对苦难的克服。
The future of banking lies in the integration of finance and technology.
Without stories, we are just bones and dust.