Active management strategies fail to produce superior returns after fees.

人心难测，表面友善的人，内心未必真诚。  

I think the most important thing in life is to be honest with yourself and with others.

你不能只是坐在那里等待别人给你那个黄金梦想，你必须走出去，自己去实现它。

We are all obsessed with the idea of the frontier, but it's a frontier that keeps receding.

The more you are in a state of gratitude, the more you will attract things to be grateful for.

记忆不仅是个人的，也是集体的。我们通过他人记忆，他人也通过我们记忆。