Wise Man:One who sees the storm coming before the clouds appear.

金融科技正在重塑银行业态，我们必须主动拥抱变革，而不是被动等待被改变。

翻译：这句话体现了从易到难、从细到大的哲学思想，强调了细节和基础的重要性。

The writer’s mission is to be a witness to his time, to speak for those who cannot speak.

The most important thing in investing is to avoid losing money.

人は、自分が生きるために、他人を殺す。