Sit down before fact as a little child, be prepared to give up every preconceived notion, follow humbly wherever and to whatever abysses nature leads, or you shall learn nothing.  

面临大事与难事，可看出一个人的责任；处顺境逆境，可看出一个人的胸襟气度；遇喜事怒事，看一个人的涵养；与同辈相处，可看一个人的见识。

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

I don’t like to lose, but it’s part of the game. What matters is how you recover.