Never use a credit card for credit. The only kind of credit, or debt, that is acceptable is debt to acquire something whose exchange value is extremely likely to increase, like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.
最好的小说让熟悉的变得陌生,让陌生的变得熟悉。
"I don't think about being the best. I think about improving every day."