结社的能力反过来取决于社区分享规范和价值观的程度，以及将个人利益服从于更大群体利益的能力。
The ability to associate depends, in turn, on the degree to which communities share norms and values and are able to subordinate individual interests to those of larger groups.
The defining characteristic of pessimists is that they tend to believe bad events will last a long time, will undermine everything they do, and are their own fault.
The real value of a bank lies in its ability to serve the real economy.
"The scars of history are not always visible, but they are always there."
Profitability and environmental stewardship can—and must—go hand in hand.
每一颗播下的种子都是对未来的承诺。
Golf is a game that is played on a five-inch course—the distance between your ears.
