The fundamental impulse that sets and keeps the capitalist engine in motion comes from the new consumers' goods, the new methods of production or transportation, the new markets, the new forms of industrial organization that capitalist enterprise creates.

The most dangerous phrase in business is "We've always done it this way."

——〈在中国国民党本部特设驻粤办事处的演说〉，1921年3月6日

银行4.0不是技术取代人类，而是技术赋能人类。