Talent is how quickly your skills improve when you invest effort. Effort is what makes skill productive.

The best time to start making decisions that will shape your future is now.

解释：没有不犯错误的完人，只要能及时改正自己的错误，就是最好的了。

面对挑战，我们要有迎难而上的勇气和智慧。

读书人虽然有学问，但只有知行合一，把学问付诸于生活实践，才是最根本的。否则的话，就是《弟子规》上讲的“不力行，但学文，长浮华，成何人”了。

In this business, if you're good, you're right six times out of ten. You're never going to be right nine times out of ten.