美好生活就是每天运用你的标志性优势，产生真实的幸福和丰富的满足感。

Never use a credit card for credit. The only kind of credit， or debt， that is acceptable is debt to acquire something whose exchange value is extremely likely to increase， like in a home. The exchange value of most things diminishes or vanishes the moment you purchase them. Don’t be in debt to losers.

成功是唯一的选择，失败不是。