真正的勇气不是没有恐惧，而是在恐惧面前依然前行。

任何一代人最伟大的发现是，一个人可以通过改变态度来改变他的生活。

Banks exist because they help mitigate problems created by information asymmetries.

The most dangerous phrase in business is: "We've always done it this way."

Innovation is the ability to see change as an opportunity, not a threat.

Leadership in fisheries means balancing economic growth with ecological preservation.