金融科技的发展需要加强国际合作，共同应对跨境风险。

If you're horrible to me, I'm going to write a song about it.

音乐是情感的速记。

愚昧是最大的罪行，没有之一。

The mark of mediocrity is to look for precedent.

做你自己，因为别人都已经有人做了。

In science, the most important quality is intellectual honesty.

Sustainability is not an option—it's a responsibility we owe to the next generation.