穷人面临的约束往往是政策制定者看不到的。

The metropolis exacts from man as a discriminating creature a different amount of consciousness than does rural life.

Financial innovation is like fire - it can be very useful, but it needs to be contained.

Well, the first rule is that you can’t really know anything if you just remember isolated facts and try and bang ’em back. If the facts don’t hang together on a latticework of theory, you don’t have them in a usable form.