The past is a mirror in which we see ourselves reflected.
The biggest risk is not taking risks.
The poor don’t fail to save because they don’t want to—they can’t.
The idea that we will make a society where literally everybody is graded, the good at the top, bad at the bottom, exactly done as it should be, is impossible. There are simply too many random factors: accidents, accidents of birth, accidents of things dropping on people's heads, illnesses, etc. We will never get to grade them, never get to grade people as they should.